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* A "Home Warranty" is a service contract that protects a home’s systems and appliances from unexpected repair or replacement costs due to a break down. If a covered item breaks, Home Warranty Providers send a pre-screened contractor to diagnose, then repair or replace the item. Home warranties can cover systems such as heating, air conditioning, plumbing, and appliances like dishwashers, ovens, clothes washers/dryers, refrigerators, water heaters and more – items typically not covered by homeowners insurance.

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